Your mortgage is quietly costing you thousands. Let's fix that - today.
Here's a harsh truth: Your lender isn't telling you about better deals. They're counting on you to stay put whilst they pocket the difference.
At Mortgage Express, we’ve seen it hundreds of times — hardworking homeowners bleeding money every month because they haven't checked what else is out there.
Our free Mortgage Health Check reveals exactly where you stand. No obligation. No cost. Just cold, hard facts about your loan.
What happens during your Mortgage Health Check?
I'll compare your current mortgage against 35+ major lenders competing for your business. Within 24 hours, you'll know precisely whether you're winning or losing.
Here's what I uncover:
Interest rate comparison – Are you paying loyalty tax whilst new customers get better deals?
Feature analysis – Missing out on offset accounts, redraw facilities, or fee waivers?
Repayment optimisation – Could you be mortgage-free years earlier with smarter structuring?
Equity assessment – Sitting on untapped equity you could leverage for renovations or investments?
Hidden fee audit – What's your lender quietly charging you that competitors waive?
The result? Either complete peace of mind knowing you've already got a killer deal, or a clear roadmap to claw back thousands of dollars every year.
Why homeowners are leaving money on the table
Most Australian borrowers stick with their original lender even when significantly better deals exist. Banks know this. They're banking on your inertia—literally.
The average refinance saves borrowers over $5,000 annually. Some of our clients have saved $8,000+ per year just by switching lenders. That's a holiday. A new car. School fees covered. Real money that should be in your pocket, not the bank's.
Here's the kicker: Finding these savings yourself means comparing hundreds of loan products across dozens of lenders, decoding complex fee structures, and negotiating with banks who'd rather you didn't know what's possible.
I do this professionally. Every single day. And I'm legally obligated to act in your best interests—not the banks'.
What makes our Mortgage Health Check different?
I aggressively advocate for you. That means I'll challenge lenders, negotiate hard on rates, and find creative solutions when your situation doesn't fit their standard lending box.
I've got access you don't. My 35+ lender panel includes specialists your bank would never mention. I know exactly which lenders will offer you the sharpest rates, which ones handle complex income situations, and which ones are genuinely competitive right now.
I handle everything. The research, the paperwork, the negotiations, the back-and-forth with lenders. You just need to show up for one conversation and see what better deals we can find for you.
Common wins I deliver during Mortgage Health Checks
✓ Slashing interest rates by 0.5%+
✓ Accessing equity you didn't know existed for renovations or investments
✓ Removing monthly fees and excessive costs
✓ Switching loan structures to pay off your mortgage years earlier
✓ Consolidating debts to simplify repayments and reduce overall interest.
This isn't just about what you might save. It's about what you're losing right now.
Every month you delay is another month of overpaying. Every year that passes is thousands of dollars you'll never get back.
My Mortgage Health Check takes one conversation. An hour of your time could save you $50,000+ over the life of your loan.
No jargon. No pressure. Just straight answers from someone who lives and works right here on the Fleurieu Peninsula.
Here's what happens next
Book your free Mortgage Health Check. I'll review your current loan, compare it against the entire market, and show you exactly what's possible - within around 24 hours.
If I find you a better deal, we move forward. If your current loan is genuinely competitive, you'll have complete peace of mind knowing you're already winning.
Either way, you're better off than you are right now.
Your better mortgage is one conversation away.
Ready to take control—make a booking that suits your diary below and we can get things moving.
I am a Mobile Broker, which means I can come to you, meet in your local cafe, or we can meet via a video call or FaceTime. It's up to you.