Why working with me can save you thousands (and months of headaches)

I'm your local specialist mortgage broker, and my entire job is making lenders compete against each other to win your business. I turn the screws on 35+ lenders until someone offers you terms that actually make sense.

Here are five reasons that should convince you to book a meeting today:

1. I'm legally required to put your interests first—banks aren't

This is the game-changer most borrowers never know about.

When you walk into a bank, the person across the desk works for the bank. They're incentivised to sell you the bank's products, protect the bank's margins, and meet the bank's targets. That's not a criticism—it's just how it works.

I'm bound by Best Interests Duty. That's a statutory obligation requiring me to act in your best interest, not the lender's, not mine. I'm the only professional in the entire home loan process who is legally required to keep your interests paramount.

That's not marketing speak. That's the law. And it changes everything about how I approach your loan.

If I recommend a loan that doesn't genuinely serve your needs, I'm not just being unhelpful—I'm breaking the law. That's a powerful incentive to get this right.

2. I save you months of work (and probably your sanity)

Getting a home loan approved means juggling documentation from multiple sources, coordinating between lenders, conveyancers, real estate agents, and employers, understanding credit policies that change monthly, and knowing which lender will actually approve your specific situation.

Most people have jobs. And lives. And zero interest in becoming temporary experts in residential lending.

I handle everything. The paperwork, the follow-ups, the negotiations, the problem-solving when something doesn't fit the standard box. After our initial meeting, you send me documents via email and I take it from there.

The result? Faster approval times, fewer rejections, and significantly less stress. You focus on finding the right property. I focus on securing the right finance.

3. You access 35+ lenders, not just one (and most people never see the best deals)

Here's what happens when you apply directly with a bank: You get their products, their rates, their credit policies. If your situation doesn't fit their lending criteria, you get rejected. If they're not competitive on rates this month, you pay more.

When you work with me, you access to over 35 lenders.

Major banks, regional lenders, non-bank lenders, and specialist lenders that only work through brokers. Each one has different credit policies, different rates, and different appetites for different types of borrowers.

I can find solutions for situations most banks would decline: Self-employed or contract income, complex property types, investment portfolios, previous credit issues, low-doc scenarios, unusual deposit sources, and commercial lending needs.

More options means better outcomes. It's that simple.

I know which lenders are offering competitive rates this month, which ones have relaxed their serviceability calculations, and which ones will actually approve your specific situation. That knowledge is worth thousands of dollars to you.

4. I negotiate harder than you ever could (because I do this every single day)

Lenders want my business. I send them high volumes of quality applications, which means I've got negotiating power you simply don't have walking in as a single borrower.

That power gets used entirely on your behalf.

I can often secure rate discounts, fee waivers, and better loan terms than you'd get going direct. Not sometimes. Often. Because lenders know that if they're not competitive, I'll take your business to one of their 34 competitors.

I also have direct relationships with lender credit assessors. When an application hits a roadblock, I can often negotiate a solution or structure it differently to get it across the line. You can't do that from a branch.

5. My service costs you nothing (but saves you thousands)

I'm paid by the lender when your loan settles. My service is completely free to you.

Here's the key incentive structure: If I can't find you a suitable loan that gets approved, I don't get paid. Zero. Nothing.

That means I'm financially motivated to find the right loan that meets your needs, offers competitive rates, and actually gets approved. I don't accept "no" easily. If one lender declines your application, I'll work with you to address the issues and find another lender whose policies better suit your circumstances.

Banks get paid whether you get a good deal or not. I only get paid if you do.

The bottom line

You could spend weeks researching lenders, comparing loan products, filling out applications, and hoping you've made the right choice. Then discover six months later there was a better option you never knew existed.

Or you could book one meeting with me and get access to:

• 35+ lenders competing for your business

• Someone legally required to act in your best interests

• Professional negotiation that saves you thousands

• Expert knowledge of which lenders will approve your situation

• All the paperwork and coordination handled for you

• Completely free service

One conversation to potentially save thousands of dollars and months of stress.

The choice seems pretty straightforward.

Ready to take control—make a booking that suits your diary below and we can get things moving.

I can come to you, or we can meet via a video call or FaceTime. It's up to you.

Or if you prefer, give me a call on 0438 047 719 for a chat. I look forward to helping you find the right loan, minus any stress.